There are many ways in which a criminal could target you while you complete transactions at an ATM. It is crucial that your ATM habits are finely honed to protect the security of your bank account. The following ATM safety tips could help you to avoid becoming a victim of banking crime:
Under no circumstances should you give your card or PIN to another individual, even to a Master Currency employee. This information is for your eyes only. Also, don’t write your PIN on the card or on anything that is kept with the card.
Never use an ATM that seems to have a blank screen. It’s also advisable to avoid using an ATM that is obscured from general view or is poorly lit. When using an ATM, always follow the instructions shown on the screen very carefully. This being said, it’s never a good idea to draw money from an ATM at night when you’re alone.
Don’t let anything or anyone hurry or distract you when using an ATM. A big part of ATM safety is never to accept help or take advice from strangers – especially if they’re insistently trying to involve themselves in your transaction. Stand close to the ATM with your body, signaling that you don’t want anyone near you while you are going about your ATM activities. This also ensures that another person can’t swap or take your card when you are distracted. Fraudsters often work in teams, so one person may distract you while another grabs your money or even your card.
Master Currency urges you to keep up to date with bank safety measures, and to educate yourself about the common forms of Internet and ATM scams.